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and educating brokers is important, but is only part of the solution. Monitoring individual loans, educating consumers and regulating broker commissions represent a holistic approach to this complex problem. SAFE licensing means occasional oversight; CURE individual loan monitoring is constant oversight. Education for Brokers means they will know when they are meeting vague ethical standards; consumer education and loan monitoring means that consumers know that their Broker is meeting concrete ethical standards. CURE regulates Broker commissions stops Brokers from acting against the interest of the borrowers they serve and is a powerful consumer protection.

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