How your broker can help or hurt | Clean Up Real Estate.org

How a Broker Can Hurt
The 7 Deadly Mortgage Tricks!

How a Broker Can Help
The 7 CURE Mortgage Assurances

Loan steering - Matching Borrowers to loans based on getting the most commission

True Guidance - CURE commission controls ensure that the broker will match the borrower with the best loan based on their needs.

Baiting and Switching - Quoting nonexistent low rates and fees just to get a loan application started

Promises Honored - Quotes on rates and fees will be monitored by CURE and checked against the final loan to ensure that the offer matches the final loan.

Rate Manipulation - Not passing on true savings when rates go down and saying rates went up when they did not.

Rate Assurance - CURE creates an audit trail and certifies that the rate promised is the rate delivered.

Last Minute Gotchas - Surprising borrowers with last minute costly charges or higher rates at document signing.

Commission Controls - CURE requires brokers to agree to a commission maximum, meaning they have no incentive or ability to sneak in extra costs or higher rates.

Loan Manipulation - Adding negative features to a loan while in process (prepayment penalty, higher rate, more fees) to make more commission and not due to underwriting requirements as claimed.

Manipulation Free Zone - Commission maximums mean that a CURED Broker also has no incentive to manipulate your loan in ANY way for their gain.

Lock Lies - Claiming a loan lock expired when the mortgage was never locked to begin with.

Rates You Can Trust - Cure Reviews all rate locks to ensure that what you are promised is what you get.

Fee Frenzy - Creating unnecessary transaction fees and pocketing the charges.

Fee Freeze - CURE certifies that there are no hidden or extra fees anywhere in your loan! CURE profit control means an end to excessive rebates and origination costs.